Housing and Money

The money is about to run out for the government housing program that has been helping the housing industry at least temporarily.It should temporarily because the government has been selling the houses to low income people without any down payment. Seems to me that was what got the housing industry into trouble in the first place,Selling houses to people that could’nt afford to pay for them . For every house they buy we are adding to the national debt.And if we don’t find jobs for these people the government is apt to end up with A lot of houses.Seems to me the sensible thing to do rather then forclose on all these houses would have been to let the people stay in their houses as long as they maintained them and paid A reasonable interest on their debt. If necessay the government could have given them A temporary loan to pay the interest .That in turn should have kept the financial institutions from going bankrupt.People tend to forget that president Bush asked congress several times to create an overseeing board to check up on the big financial institutions But the democratic congress never did anything about it. Now Obama and the democratic congress are trying to do the same thing and the republicans are dragging their feet.We need to check up on these big institutions and the people that are running them so they don’t con the public out of all that money while they pocket millions. Its criminal for these people to make more in one day then the working people that are producing the wealth in this country earn in A year.We need some laws to level the playing field. My opinion by John Zilverberg

Language Problems

I see where someone introduced A bill in congress that courts should furnish interpreters for people that appear in court and do not understand english.English should be the official language of the U. S. And the congress should have made it so long ago.all official government business and documents should be in english only.If any one needs an interpreter to understand the english language in the courts or anywhere else it should be up to the person needing the interpreter to furnish them or if the courts or anyone else furnishes the interpreter it should be up to the person needing the interpreter to pay all the costs of his services. It would be perty hard for the court or any business to have an interpreter for all languages as there might be 40 or more people with different languages to show up needing an interpreter.If these people want to live in the U. S. They better learn the english language It would cost the government billions of dollars if they had to paint all official documents in multiple languages and the same would be true for any other business or organization. One common language would help unify the country. If different ethnic groups were to speak different languages in different areas that could lead to disagreements between the different ethnic groups and could have serious consequences. MY opinion by John Zilverberg

Rediculous Ads

Some of these rediculas ads you see on the media these days by law firms trying to bilk the public out of their money are A disgrace and ought to be outlawed. They try to make you believe you are entitled to compensation and they will get it for you ,For A price, one example is the ones relating to asbestas Mesathelioma. Then about reverse mortgages. They make it sound like A great deal and all the wonderful things you can do with the money. What they don’t tell you is the with A reverse mortgage you are selling the equity in your home and when the mortgage comes due you will no longer have A home .another is where they have the people telling how much money they saved from what they owed the I.R.S.in taxes.They are talking about thousands of dollars. If these people are telling the truth there is something drasticaly wrong with the system or the people that are running it. What ever these people owe in taxes that is what they should pay . Nobody should be getting any special deals.If they cheated on their taxes and owed that much they should be in jail ,Not saving money.If these kind of deals are really going on some people must be getting A big rake off and we better have an investigation. My opinion by John Zilverberg.

Russian Agreement

Obama has signed an agreement with Russia to reduce our arsenal of nuclear weapons as A means to reduce the chances of A nuclear war which sounds good . But with these rouge nations developing nuclear weapons I am not sure we should be reducing ours. Roosevelt said the best way to keep out of trouble is to carry A big stick. The fact that we have them might deter some other nation from attacking us.And we better keep our missel defense system in good order.It would be great to have A peaceful world .But as long as there has been people on this world they have been fighting for one reason or another,In some cases it is religion others it is energy or greed. And economic conditions are not helping.with our medications improving people are living longer. A lot of countries are being over populated and can not produce enough food for the people. If we could eliminate wars we could take care of A lot of people with the money we spend on maintaining our armies and their equipment.And there in no reason why some people should be making millions and billions while others are starving or living in poverty. We could do A lot to adjust that if we would adjust our tax system to level the playing field. My opinion by John Zilverberg

Country In Trouble

Things are drastically wrong at present when we have millions of people out of jobs or living on the edge that would like to have A job at any wage. It seems the cost of living should go down. Instead everything is getting higher priced. All service and repair jobs are costing more. A loaf of bread is costing almost as much as the farmer is getting for A bushel of wheat,Medical and education prices are going through the ceiling. The Unions are asking for higher wages and more benefits. We are creating A society of the haves and the have nots. The haves are doing better and the have nots are getting worse off every day and our country is in serious trouble. We are already seeing protests and riots and things are going to get A lot worse if we don’t get things corrected. Why isn’t congress doing something to correct things? For one thing the biggest share of them are millionaires and multi-millionaires and they make the laws that take care of themselves and their rich friends that put up the money to keep them in office. We need to get this country back on A sound financial basis and level the playing field for the general public.There is no reason why ten percent of the people in this country should have 90 percent of the money. This is supposed to be A democratic country where the majority rules so we should be able to put people that make the laws in office that would do what is good for the country and the general public. My opinion by John Zilverberg

financial problems

We bailed out the big financial institutions on wall street. Now they are making big profits at the expense of the general public. Paying out over 20 billion in bonuses. It is estimated that broker dealer operations will make over 55 billion in profits. All this while our nation is in big trouble and our congress can’t seem to be able to do any thing about it. They have spent over A year haggling over A massive health care bill that looks like A disaster if they do pass it without the means to pay for it. We need jobs so we have people paying taxes instead of drawing unemployment. And we need to revise our tax system by increasing the present tax system on individuals by one percent for every one hundred thousand dollars after the first $250000.00 up to 90 percent. That would get some of that excessive bonus money back into circulation and pay off the national debt that is costing us billions in interest. Our present tax system is producing A class of multi millionaires and billionaires at the expense of the general public. Also we have twenty million illegal emigrants in the country putting A strain on our health care and education systems and competing for the jobs we do have. The S.D. congress has bills to lower the drinking age and to sell liquor on holidays. As if we don’t already have enough drunk drivers on the road killing themselves and A lot of other innocent people .My opinion by John Zilverberg

Joe Stock of Austin Texas thought the I.R.S.had mistreated him. He felt so strongly about it that he set his house afire got in his plane an crashed it into the I.R.S. building killing himself and at least one other person and putting some more people in the hospital. That was an extreme case . But A lot of people seem to feel that way and it is not justified. The I.R.S. has A tough job trying to collect all the taxes to run the government,build our roads ,educate our children ,Maintain an army ,Navy and Marine core to defend us and our nation .Besides all the other benefits we take for granite.How many people do you think would pay their fair share of the taxes if there was nobody to check up on them.Of course we know that A lot of that money we send to Washington is wasted. But that is not the I.R.S. fault.That is the fault of the people we send to Washington to make our laws.Some people want to eliminate the I.R.S. In fact there was even A bill in congress to do that.If you have A problem with the I.R.S. it is usualy your own fault.Sure they make A mistake once in A while .But if you have good honest records there shouldn't be A problem getting things corrected.I have always found them fair to deal with. My opinion by John Zilverberg